Fees & Funding
When it comes to paying for elderly care, understanding how it all works can be something of a minefield. To help you better understand the financial side of elderly care - whether this is in a care home or through a care alternative - our fees and funding articles explore numerous key topics that break everything down clearly and concisely.
Whether you or your loved one need to know how much care homes cost, what benefits you can claim in a care home, how to get help from your local authority or the NHS with care fees, how financial assessments work or what other benefits are available, you can learn everything you need to know here!
PIP Changes To Assessments and Reviews | September 2024
The DWP has changed how PIP claims are assessed. They may also change how PIP is paid. This article explains changes to PIP assessments and reviews.
What Conditions Qualify for NHS Continuing Healthcare?
This article explains whether there are specific conditions that qualify for NHS Continuing Healthcare, and other things you need to know about eligibility.
Care Funding in Scotland | Who Pays For Care?
We’ve explained care funding in Scotland, including whether you or your local council will pay for care, and whether you could be eligible for NHS funding.
Care Funding in Wales | Check Eligibility For Funding Support
This article explains care funding in Wales, including whether you or your local council will pay for care, both in a care home and through home care.
Self-Funding Care | How Paying For Your Own Care Works
The total value of your savings and income (and assets for care in a care home) determines whether you'll pay for care. Here's how self funding care works.
NHS Continuing Healthcare Checklist (CHC) | What It Includes and How It Works
The NHS continuing healthcare checklist is used to determine eligibility for a full assessment. This article explains what it includes and how to apply.
Direct Payments For Carers and Care Seekers 2024 | Eligibility and How To Apply
Direct payments provide support for carers, and allow care seekers to arrange their own care. Learn more about direct payments and whether you're eligible here.
Do You Have To Pay For Care If You Have Parkinson's Disease?
We've explained if people living with Parkinson's have to pay for care, including home care and care in a care home, and if you're eligible for NHS funding.
Do People Living With Dementia Have To Pay Care Home Fees?
This article explains whether people living with dementia have to pay care home fees, along with other funding support and benefits you could be eligible for.
Selling My Parent’s House To Pay For Care | Is This Needed?
If you or your parents are going into care, you might be wondering how this will be paid. We've explained the different care funding options available.
Do You Have To Pay For Carers In Your Own Home?
Whether you’ll pay for your home care depends on the results of a financial assessment. This article explains when you have to pay for carers in your own home.
What Is The 7 Year Rule For Care Home Fees?
The 7-year rule for care home fees relates to giving away your assets. We've explained how this works and whether they'll be counted in an assessment.
Tenants In Common Care Home Fees | Tenancy In Common Explained
Through tenancy in common, you and your partner each own a portion of your home. Here, we've explained how tenants in common care home fees works.
Cost of Respite Care In the UK | Care Homes and Home Care
Here's the average cost of respite care across the UK for 2024, both in care homes and through care at home. This includes residential and nursing respite care.
Dementia Care Home Costs In The UK | 2024 Statistics
Here are the average dementia care home costs across the UK for 2024, including residential dementia care and nursing dementia care.
PIP Assessment Rule Change Explained | Check Your Eligibility
PIP claimants could get over £5,000, following a change to the assessment rules for the Daily Living component. Find out whether this applies to you.
How To Apply For Carer’s Allowance | Step-by-Step Guide
Here's how to apply for Carer's Allowance. This benefit is for people who spend at least 35 hours a week caring for somebody who receives certain benefits.
Can My Son or Daughter Continue To Live In My House If I Go Into Care?
We've explained if your son or daughter can continue living in your house if you go into care, if you're unsure what getting care means for people in your home.
What Were the New Rules For Care Payments?
In October 2025, new rules for care payments were due to be introduced, affecting whether and how much you'd pay for care. These rules have now been scrapped.
Carer’s Allowance Eligibility - What Are The Rules For Claiming Carer’s Allowance?
You could be eligible for Carer's Allowance if you spend at least 35 hours a week looking after somebody. Here, we’ve explained Carer’s Allowance eligibility.
Severe Disability Premium | Check If You’re Eligible
There are three different disability premiums - standard, enhanced and severe. We’ve explained how the Severe Disability Premium works and if you're eligible.
How To Apply For the Carers Element of Universal Credit
We’ve explained how to apply for the Carers Element of Universal Credit. If eligible, you could receive an extra £42.89 a week (or £185.86 a month).
Prescription Charges For Over 60s Explained
We’ve explained NHS prescription charges for over 60s and the other health support you could get, along with who else is eligible and how to check eligibility.
Warm Home Discount Scheme 2024 | Check Your Eligibility + How To Apply
The Warm Home Discount is a one-off £150 payment to help older adults and people on a low income with their energy costs during the winter months.
PIP Mobility Walking Test | How You’ll Be Assessed
We've explained the PIP mobility walking test, including how this assessment works. This test determines which PIP rate you'll qualify for if eligible.
How Much Is Pension Credit A Week In 2024?
Here, we’ve explained how much Pension Credit is a week in 2024. This benefit helps people who have reached the State Pension age and are on a low income.
PIP Freebies and Discounts 2024 | What You Could Be Missing Out On
If you get PIP, you may also be eligible for 12 additional PIP freebies worth thousands of pounds! These bonuses help with healthcare, bills, travel and more.
The Benefit Cap | How Much Is It and Does It Apply To You?
The benefit cap limits the maximum amount of benefits you can receive. We’ve explained how the benefit cap works and which benefits are and aren’t counted.
Carer’s Allowance Rates 2024 | What Carers Could Now Receive
Carer’s Allowance rates increased in April 2024. Here are the new Carer’s Allowance rates for 2024/2025, along with whether you're eligible and how to claim.
DLA Rates 2024 | Here’s What You’ll Now Get
Here are the DLA rates for 2024/2025, along with how much they’ve increased since 2023, how your other benefits will be affected and whether you’re eligible.
Universal Credit Rates 2024 | What You’re Eligible For
Universal Credit is a benefit for people who are either on a low income, out of work or unable to work. Here are the Universal Credit rates for 2023/2024.
Attendance Allowance Rates 2024 | How Much You’ll Get
Here are the Attendance Allowance rates for 2024/2025. You may be eligible if you’re above the State Pension age and have a disability that affects daily life.
Care Funding in England | Do You Have To Pay For Care?
Depending on your savings, you may be eligible for support with paying care fees in England. Here, we've explained what you need to know about care funding.
What Benefits Are Means-Tested? DWP Payments You Can Claim
Means-tested benefits give financial support to people with a lower income and less savings. Here, we’ve explained what benefits are means-tested.
DWP PIP Rates 2024 | How Much Have They Increased?
DWP PIP rates rose by 6.7% in April 2024, to help people cope with living costs. We’ve explained how much these rates have increased and if you’re eligible.
DWP Cold Weather Payment - Full List of Eligible Areas
If you claim certain DWP means-tested benefits and you experience seven consecutive days of cold weather, you could be eligible for a £25 Cold Weather Payment.
DWP £900 Cost of Living Payment - Were You Eligible?
The £900 Cost of Living Payment aimed to help people who received certain means-tested benefits cope with rising bills. Find out if you were eligible here.
Do All Pensioners Get Winter Fuel Payment?
The Winter Fuel Payment helps people pay for heating during the winter months. Here, we’ve looked at whether all pensioners get an annual Winter Fuel Payment.
The DWP’s List of Medical Conditions That Qualify For PIP In the UK
People in the UK could be eligible to claim almost £750 per month through Personal Independence Payment (PIP). Here are the 21 medical conditions that qualify.
Housing Benefit For Pensioners - Check If You’re Eligible
Housing Benefit is aimed at people who need help paying rent, often due to being on a low income. We’ve explained if you're eligible and how much you'll get.
Do Pensioners Pay Council Tax? Discount Eligibility
Some people are eligible for a Council Tax Reduction. Here, we’ve explained whether pensioners pay Council Tax, along with who else is eligible for support.
What Illnesses Qualify For Disability Living Allowance?
Arthritis and learning difficulties are two of the most common reasons to claim Disability Living Allowance. We’ve looked at which illnesses qualify for DLA.
Benefits For Pensioners Over 70 | Boost Your Retirement Income
There’s a range of benefits available to pensioners. We’ve gone over each of these benefits here, including whether you’re eligible and how to claim.
Pension Tracing Service - How To Find a Lost Or Old Pension
When changing jobs or moving house, pension details are often lost. The Pension Tracing Service will locate your old pensions, and there are also other methods.
Find and Compare the Best Savings Accounts For Over 60s
The best savings accounts for over 60s offer high interest rates and are very reliable. We’ve taken a look at the best savings accounts currently available.
Disability Living Allowance (DLA) For Adults
Disability Living Allowance is a benefit for people with a disability who need financial support. Though this is being replaced, many people still claim it.
What Medical Conditions Qualify For Attendance Allowance? Check If You’re Eligible
We’ve listed the medical conditions that qualify for Attendance Allowance, along with whether you meet the other eligibility criteria and how to apply.
What Is Pension Credit and Are You Eligible?
Pension Credit is a benefit you can begin receiving once you pass the State Pension age. It’s aimed at older adults who require financial support.
Attendance Allowance Pitfalls | Things to Know and What to Avoid
Here, we’ve covered the most common Attendance Allowance pitfalls, along with mistakes to avoid when applying so your application doesn't get rejected.
Carer’s Allowance Supplement - How It Works
Carer's Allowance Supplement is an additional payment for carers who live in Scotland and receive Carer's Allowance on a particular date.
How Much Is the UK State Pension For a Couple In 2024/25?
If you’re married and entitled to the UK State Pension, you may be wondering how much you and your spouse can receive for 2024/25. We’ve covered this info here.
Carer’s Allowance Explained | How This Benefit Works
Carer’s Allowance is the main benefit that carers can receive. We’ve explained everything you need to know about Carer’s Allowance, including how to claim it.
What Does the 12-Week Property Disregard Mean? What Happens To My Home?
The purpose of a 12-week property disregard is to provide enough time to decide how your property will help you fund any care costs in the future.
What Benefits Can You Claim If You Are a Carer?
As a carer, there are several state benefits that you may be entitled to. Read on to learn what each of these benefits is, how they work and how much they pay.
Care Home Costs & Care Fees UK Average | November 2024
When researching and choosing a care home, you should be clued up on the exact costs and fees. For more information, read our handy guide on care home costs.
Personal Independence Payment Explained (and How to Claim It)
Personal Independence Payment (PIP) is a benefit that helps people with extra costs caused by living with a long-term health condition or disability.
Immediate Needs Annuity For Care Costs
If you or your loved one quickly require a regular income to pay for care fees then an immediate needs annuity for care costs could be the right option.
Financial Assessment For Care Fees
A financial assessment decides whether your local authority should help with care fees. This article explains how to get a financial assessment for care fees.
Deferred Payment Agreements for Care Home Fees
This article tackles deferred payment agreements - an arrangement with your local council where they'll pay for your care and you'll repay later on.
NHS Continuing Healthcare: Free Care Support
NHS continuing healthcare covers the full cost of an individual’s care and residential accommodation as a result of a disability, accident or illness.
Can You Put a House in a Trust to Avoid Care Home Fees?
Many people consider solutions like selling their family home or putting this home in a trust to avoid care home fees - but is this allowed? Learn more here.
Are Next of Kin Responsible for Care Home Fees?
If your parents are entering a care home, you may be wondering whether next of kin are responsible for care home fees. We've answered this here.
How Do Care Home Fees Work With Jointly-Owned Properties?
Find out how a jointly owned property can affect your care home fees and whether you'll need to sell this property to pay for your fees.
NHS Funded Nursing Care Explained
What is NHS-funded nursing care and who is eligible for it? Learn more about this type of care and what it involves here.
Why Are Care Homes So Expensive? Fees Explained
Care home fees can be pricey - 91% of UK care seekers think that care homes are expensive. We've explained what these fees cover and how to pay less.
The Benefits You Can Claim In A Care Home
There are several benefits and allowances you can claim in a residential or nursing home to help you out with care costs.
