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A retirement property - also known as a retirement home is a purpose built housing development for older people, supporting them to live independently and in a safe environment. Retirement properties are available in a variety of accommodation types, including homes, apartments, bungalows and flats.
Many retirement properties provide a luxury lifestyle, with a range of activities and facilities for all residents to enjoy, as well as the opportunity to socialise within a community of people of similar ages. Some retirement properties also offer easy access to medical care and support - helping you to stay healthy and well.
Retirement properties can be available to buy or rent and you can choose from a range of properties, including homes, flats, apartments and bungalows. Both renting and buying offer great opportunities to enjoy carefree retirement living.
At Lottie we know making the decision to move into a retirement living property is a huge step - let us help you find your dream retirement home, our team of retirement living experts are on hand to help every step of the way.,
There's lots of choice when it comes to retirement living, from retirement homes, villages and communities.
When choosing a retirement property, it can help to create a checklist of your non-negotiables such as the facilities you'd like your new home to have, such as a garden or gym. Researching all of your options and taking the time to explore your potential new area and speaking to current residents in the retirement property you're considering moving to and getting to know the staff working there can help you to find out more information about what it's like to live there.
If you're unsure of what accommodation or type of retirement living option to look for, we've made it simple - you can filter by accommodation, cost and type of property using our tool.
When considering retirement living you may research your different options. From luxury retirement villages, sheltered accommodation and retirement communities, there's lots of choice when it comes to retirement living.
Retirement homes are specifically designed for those over the age of 55 to live in a safe and modern, yet easy accessible environment. Retirement homes are custom built and aim to bring retirees together in a community.
Often retirement homes will have a range of onsite facilities including onsite cafes and restaurants, gyms and outdoor space. If you'd like to find out more about the best retirement living option for you, our retirement living experts have created a useful guide to retirement homes.
Retirement villages are housing developments designed for retirees wanting to live independently, yet benefit from having everything on your doorstep and offer a range of accommodation types, including houses, apartments and bungalows. Most retirement villages in the UK are located nearby towns and are built as their own communities with easy access to a range of facilities, such as a shop, cafe, health centre and shared communal spaces.
Retirement communities provide many retirees with a sense of belonging whilst being able to live independently in their own homes. They come in many different sizes and each community will offer a unique range of facilities. Retirement communities are ideal for older adults wanting to expand their social life, meet new people, make new friends and try new activities later in life. Often social calendars will be shared around the community with regular activities and events to attend.
If you want to live independently but require access to support - sheltered housing and assisted living are good options.
Sheltered accommodation provides 24-hour onsite support whenever you need it with easy access to medical care and support. Sheltered housing will also include communal and social areas for you to get to know other residents and feel part of the community.
Assisted living is a type of housing that allows you to live on your own, however offers a higher level of access support than sheltered accommodation. For example, assisted living staff will be able to provide support with a range of tasks you may struggle with such as cooking, cleaning, and washing and personal care. Assisted living developments in the UK are regulated by the Care Quality Commission (CQC) to maintain a high standard of support.
Retirement homes are designed to give you the freedom to live independently in the comfort of a safe and secure environment. From creating the opportunity to form new friendships later in life and socialise with other residents, living in a retirement property can help you to stay connected to a community, there are lots of benefits to retirement living. Many retirement properties have a range of luxury facilities and organised activities meaning your free time can be spent trying a new hobby or going on an adventure.
A great benefit of retirement developments is the flexibility to spend the time doing the things you enjoy, for example going on holiday, exploring new places and continuing your interests. Maintenance of communal areas, gardens, facilities and repairs are managed for you, freeing up your time to spend your golden years to the fullest.
Later in life retirement living offers security, support and a sense of community providing many residents peace of mind.
Retirement should offer you the opportunity to enjoy your golden years to the fullest and this will look different for everyone. Take your time to consider what you would like your new home to include, from location, activities, facilities and retirement property type. Creating a checklist before visiting any prospective properties can help you to narrow down your search and find the perfect property for you.
Retirement properties provide a sense of security and community for those aged 55 and over - whilst living independently in their own home. Retirement homes are available to purchase or rent and both options provide residents access to a range of facilities and activities. Most costs associated with retirement developments are included in your monthly fees when renting a property. Whereas additional fees may vary depending on the type of retirement home you purchase.
Retirement housing is minted for older adults that want to live independently yet stay connected to a community of like-minded individuals of a similar age. Most retirement developments have an age limit of 55 and over, although some retirement living options are only available to those over 60.
Buying your own retirement home offers the flexibility and freedom to enjoy retirement whilst owning your own home. Retirement living properties also provide great socialising opportunities later in life. Moving into a retirement property can release equity when downsizing offering financial freedom and an investment for the future years to come. However, if you're considering purchasing a retirement home, make sure you're aware of any additional costs that come with being a retirement living home owner, such as management fees, ground rent and living costs - these costs are often included in the monthly fees when renting in retirement.
Many retirement living providers across the UK offer the choice to purchase or rent their retirement developments, however this can vary with each provider.
If you're considering retirement living as an option renting can offer a cheaper alternative to purchasing, this is because additional fees associated with retirement (such as ground rent, maintenance fees) are included within your monthly cost. Renting in retirement also offers additional flexibility and freedom to move closer to friends and family or move to a new location before committing financially.
Both renting and buying a retirement home provide care free retirement living. Buying a retirement property allows you to continue to own your own home later in life and can open up future investment opportunities. Renting may work out to be a less expensive option to retirement living - however there is the risk of rent and fees being increased overtime.
Housing costs will be part of your retirement budget, so it's important to explore all your options when it comes to retirement living - before making your final decision. Our retirement living experts have created a helpful guide to investing in retirement properties, which may be helpful for you to decide if buying or renting is the right choice for you.
There is no mandatory retirement age in the UK, however official state pension qualifying ages. Deciding when to retire is a personal choice and can be influenced by many factors such as financial stability, wanting more flexibility or reduced working hours. You can read more about retiring in the UK here.